Efficient Dollar
TOOLS

Money tools to help you get more out of every dollar

This is the home for all Efficient Dollar tools and calculators. Start with the budgeting tools today, and check back as we add more ways to plan income, spending, and savings.

Monthly Budget Calculator

Quickly estimate how much you can comfortably spend each month after bills, savings, and big upcoming expenses.

Live calculator

Use Budget Calculator

Irregular Income Budget Calculator

Plan your budget when your income changes from month to month. Perfect for contractors, freelancers, and commission‑based earners.

Coming soon

This calculator will launch soon. Check back for updates.

Income Percentile Calculator

See where your income ranks compared to your ZIP code, city, county, state, or the entire U.S.

Live calculator

Use Income Percentile Calculator

Take‑Home Pay Calculator

Estimate your paycheck after taxes and deductions, so you can build a budget around real, after‑tax income.

Coming soon

Planned once core tools are live and you're getting traffic.

More Efficient Dollar tools

Over time, this page will grow into a full library of money tools—covering savings, debt payoff, housing decisions, and more.

Roadmap

As you ship new tools, add them here and link from the homepage, footer, and relevant blog posts so Google can find and index them quickly.

Have an idea for a calculator you'd love to see? Use the contact form to suggest a new Efficient Dollar tool.