Last updated on Last updated: 21 Nov 2025
This Cookie Policy explains how Efficient Dollar (“we”, “us”, or “our”) uses cookies and similar technologies on our website and application.
It should be read together with our Privacy Policy and Data Protection Notice, which describe how we handle personal and financial data more broadly.
By continuing to use Efficient Dollar, you agree to the use of cookies as described in this policy.
Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They help the website recognize your device and remember information about your visit, such as your preferences or whether you are logged in.
We also use similar technologies such as local storage and session storage in the browser. For simplicity, we refer to all of these as “cookies” in this policy.
We use cookies for the following main purposes:
We do not use cookies to sell your personal data.
These cookies are essential for the website and app to function properly and cannot be switched off in our systems. They are usually set in response to actions you take, such as logging in, navigating between pages, or submitting forms.
Examples include:
If you block these cookies in your browser, parts of the site may not work correctly.
We may use analytics tools (such as Google Analytics or similar providers) to collect information about how visitors use our site, including:
We use this information to:
Where required by law, we will obtain your consent before using analytics cookies.
These cookies remember choices you make, such as:
They help provide a more personalized experience on future visits.
Some cookies may be set by third-party services that we use to operate and improve Efficient Dollar, including:
These third parties may use cookies to recognize your device and collect information about your activity across websites and services where they operate.
We do not control the use of third-party cookies, which are subject to the privacy and cookie policies of those providers.
You have several options for controlling or limiting how cookies are used:
Most web browsers allow you to:
Instructions for managing cookies vary by browser. You can typically find them in your browser’s Settings or Preferences area.
If you block or delete cookies that are necessary for the site to function, some features may not work properly (for example, you may be logged out frequently or unable to access certain pages).
For analytics services like Google Analytics, you may have the option to:
Where required, we will give you the ability to opt in or out of non-essential analytics cookies.
When future features such as Plaid-powered bank connections and paid subscriptions are available, cookies may be used to:
As always, your bank login credentials will not be stored in cookies or on our servers. Authentication with financial institutions is handled directly by Plaid and your bank.
For more information on financial data, please see our Data Protection Notice.
We may update this Cookie Policy from time to time, for example when we:
When we make changes, we will update the “Last updated” date at the top of this page. In some cases, we may provide additional notice within the app or via email.
If you have any questions about how we use cookies or your choices, you can contact us at: